"Approved in 90 seconds. Cashback is real and arrives on time."
Priya S.
Mumbai
Now with UPI + NFC
The card that
pays you back.
Zero annual fee. 7% cashback. Instant approval in 2 minutes. Navi Platinum is India's most rewarding credit card.
No Annual FeeNo Hidden ChargesRBI Regulated
₹2,450
This month's cashback
Approved!
in 90 seconds
Scroll
5L+
Cardholders
₹0
Annual Fee
7%
Cashback
140+
Countries
5L+
Cardholders
₹0
Annual Fee
7%
Cashback
140+
Countries
5L+
Cardholders
₹0
Annual Fee
7%
Cashback
140+
Countries
Why Navi
Everything a card
should be.
Built by asking: what would the perfect credit card look like?
Instant Approval
AI decision in under 2 minutes. No branch, no waiting.
Zero Liability
Fraudulent transactions covered 100%. Your money is always safe.
7% Cashback
Earn on every spend — no categories, no caps, no expiry.
Tap to Pay
NFC-enabled. Works at 50M+ merchants in India and worldwide.
CIBIL Booster
Smart nudges that actively raise your credit score each month.
Lounge Access
1,000+ airport lounges worldwide. Relax before you fly.
The Navi Card
Meet Platinum.
One card, no compromises. Everything premium, nothing hidden.
Platinum
7%
cashback
Zero annual fee forever
No compromises.
- 7% cashback on all spends
- Metal card delivery
- Unlimited lounges
- Concierge service
- Travel insurance
- Zero forex markup
Unlimited Lounges
1,000+ airport lounges worldwide, no visit caps.
Dedicated Concierge
A real person, on call, for bookings and requests.
Zero Forex Markup
Spend abroad at the real exchange rate, every time.
Metal Card
A weighted, brushed-metal card that feels as good as it looks.
Process
Ready in minutes, yours forever.
No branch visit. No paperwork. No waiting.
01
Fill the Form
Basic KYC details in 3 minutes.
02
Instant Verification
PAN + Aadhaar verified in seconds.
03
Pay & Activate
One-time fee, card goes live instantly.
Testimonials
5 lakh+ people trust Navi.
"Zero fees, no traps. Finally a credit card that feels honest."
Arjun M.
Bangalore
"Used at Dubai duty free — NFC worked flawlessly. Love it."
Kavya R.
Hyderabad
Limited Slots Available
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Join 5 lakh+ Indians who've switched to the smarter credit card.
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