What We Offer
One card. Everything premium.
No fluff. No fine print. No tiers to compare — just Navi Platinum, built for real life.
7%
cashback
Navi Platinum
Zero annual fee · Zero renewal fee · Forever
- 7% cashback on all spends
- Metal card delivery
- Unlimited lounges
- Concierge service
- Travel insurance
- Zero forex markup
Unlimited Lounges
1,000+ airport lounges worldwide — for you and a guest, every trip, no caps.
Dedicated Concierge
A real person on call for bookings, upgrades, and anything else you need.
Zero Forex Markup
Spend anywhere in the world at the real exchange rate. No surprise charges.
Metal Card
A weighted, brushed-metal card that feels as premium as it looks.
Global Travel Cover
Trip delays, lost baggage, and emergency medical — covered automatically.
Priority Fraud Alerts
Real-time monitoring with instant alerts on anything unusual.
Everything, built in.
Every Navi Platinum card — these are non-negotiable.
Instant Approval
AI decision in under 2 minutes.
Zero Liability
Fraudulent transactions covered 100%.
Unlimited Cashback
Every transaction earns. No expiry.
Virtual Card
Instant virtual card on approval.
Worldwide
Accepted at 50M+ merchants globally.
CIBIL Booster
Smart nudges to improve credit score.
Lounge Access
1,000+ airport lounges worldwide.
Human Support
Real humans. Under 60 seconds.
EMI Conversion
0% EMI for first 3 months.
Cash Advance
Emergency cash from any ATM.
Card Controls
Block, unblock, set limits instantly.
Auto-Pay
Never miss a due date again.
Ready to upgrade?
Join 5 lakh+ Indians already enjoying the Navi difference.
Apply Now